Commercial Mortgages

Commercial Property and Business Mortgages

With interest rates starting at just 2.5% over Bank Base Rate

 

The world of commercial properties can be difficult to navigate. Whether you’re a new business looking to invest in such a building for your own use, or you already have a property and want to free up some money by re-mortgaging the property, then it’s important that you’re working with experts to ensure that you get the best deal. By working with one of our experienced and expert members of staff, you’ll be able to get excellent advice from people who are specialists in commercial mortgages. While you don’t always have to work with experts when it comes to the running of your business, there are some areas where it can most definitely help — not only does it make things simpler (these things can be complicated), but it’ll also ensure that you get the best deal. 

When it comes to getting the best deal for your business, it’s all about choice, and that’s just what we provide. We work with more than fifty commercial mortgage lenders that have experience and history in the market. At the end of the process, you’ll have a mortgage that is competitive and flexible; the rates are available on term-lengths all the way to up to thirty years. We’re also able to offer other services, too, such as capital and interest repayment schemes, as well as interest only options which provide an ‘easy start.’

The process is relatively straightforward. To begin, we’ll take a look at figuring out the best option for your business when it comes to your commercial mortgage. We do that by first learning about your business and how you plan to repay the mortgage. There’s a difference between using the profits from your business or if the money is coming from elsewhere. Speaking broadly, we’ll be able to offer you mortgages that have a value of up 75% of the long leasehold/freehold valuation of the commercial property or business you intend to buy.

It could also be that you’re looking for a Buy To Let Mortgage, and that’s also something that we can help with. We offer products in this category at both fixed and variable interest rates. If you’re running a business that is turning a profit and you’re currently a tenant of a property, then we’ll be able to offer you great rates, and also most likely an improved loan to value, though it’s best to talk these things through directly.

If you’re reading to get started, then be sure to get in touch. We’re considered to be leaders in the field of commercial and business mortgages, as well as Buy to Let mortgages, and have helped many businesses get mortgages at excellent rates. So don’t delay — if this is something that you’re looking for, then get in touch. One of our members of staff will be happy to walk through all your options. The advice that we provide is given without obligation and we’ll always strive to find the best solution for you, your business, and the future.

Get In Touch

Let Us Help You

If you need any further information please do not hesitate to make contact with us to discuss your project in depth. You can give us a call on 0121 663 6201 or email us on mshephard@whiterosefinance.co.uk  Alternatively, you can fill in the form below and a member of our team will get back to you.